You can change your subscription by choosing the new subscription to the left. You will continue to have the benefits of your old subscription until the next renewal date. At the next renewal date, you will be charged the rate of the new subscription and you will then receive the the benefits of the new subscription. Your accrued credits will remain and continue to be unaffected. If you would like to switch immeidately, we might be able to help at in the chat at the bottom left. You can monitor your time bank in your account to see the current and upcoming benefits summarized.